中国疾病预防控制中心流行病学首席专家吴尊友介绍，是根据三个维度来考虑。一是地域，以街道、乡镇为基本单位。二是时间，最长潜伏期14天为一个单位。三是疫情，有多少病例，有没有发生聚集性疫情。具体标准是一个街道在14天内有没有新冠肺炎确诊病例，有多少，来划分。具体划分标准还要根据疫情的情况和变化，进行调整。扩展资料：1、低风险地区：实施外防输入的策略。全面恢复生产生活秩序，取消道路通行限制，帮助企业解决用工、原材料、资金设备等方面的困扰和问题，不得对企业复工复产设置条件，不得以审批、备案等形式为借口，拖延企业复工复产的时间。2、中风险地区：实施外防输入、内防扩散的策略。尽快有序恢复正常的生产生活秩序，组织人员有序返岗，指导用工企业严格执行消毒、通风、测温等要求，降低人员密度、减少人员聚集、加强人员防护、消除风险隐患，做到疫情防控与企业复工复产同步推进。3、高风险地区：实行内防扩散、外防输出、严格管控策略。要继续集中精力做好疫情防控工作。在疫情得到有效控制后，再有序扩大复工复产的范围。这里有一个前提，高风险地区也要保障疫情防控、公共事业运行、群众生活必需及其他涉及重要国计民生企业的正常运转。注意事项：中风险地区实施外防输入、内防扩散策略：在采取低风险地区各项措施的基础上，做好医疗救治、疾病防控相关人员、物资、场所等方面的准备，对病例密切接触者进行隔离医学观察和管理。以学校班级、楼房单元、工厂工作间、工作场所办公室等为最小单位，以病例发现、流行病学调查和疫情分析为线索，合理确定防控管理的场所和人员，实施针对性防控措施。无确诊病例的乡镇、街道、城乡社区可参照低风险地区采取防控措施。应对策略：1、高风险地区实行内防扩散、外防输出、严格管控的战略，持续尽全力做好疫情防护和管控工作。当高风险区疫情得到有效管控后，再有秩序的扩大复工复产范围。2、对于中风险地区实施外防输入、内防扩散的策略，尽快有序的恢复正常生活。相关的组织人员可先有秩序的返岗，指导用人企业严格执行疫情防护工作，同时推进疫情防控和企业复工复产。3、对于低风险地区实施严防输入、统筹兼顾的措施，取消道路和居住区的限行措施，并全面恢复正常的生活秩序。
投稿期刊的选取，应该是以研究领域对口为第一原则。只有发在对口的期刊上，自己研究领域的小同行才会最快关注到它，最有可能认可它。然而现实中，我们选取投稿期刊，被很多的因素左右。首先，是期刊分区、期刊影响因子等这些期刊评价因素。有时候我们研究领域的主流期刊虽然口碑好、圈内认可，但是分数算不上最高。文章发在这样的期刊上，如果拿到学校这样的大平台上被评价的话，就不占优势了。所以如果亟需毕业、上职称、或者考核的时候，特别是面临类似非升即走的压力的时候，大家就会选择高分的期刊（高IF，高分区），即使是自己圈内不是特别认可的期刊。分区多种多样，不仅有JCR分区和中科院分区，很多高校也有自己的分区。大家发文章到底是参考JCR分区、中科院分区，还是自己学校的分区呢？真是为难！影响因子也是每年更新，今年高的明年不一定还高，所以也有风险！其次，期刊处理文章的效率和期刊的发文量也在很大程度上决定我们选择投稿期刊。传统期刊从投稿到接收，快则三五个月，慢则一两年，这样的效率，在现在这样一个快节奏的时代，实在是不能忍受。因为这样的话，我们完不成考核，学校可能已经把我们解雇了。所以我们不得不暂时放弃了圈内认可的主流期刊，选择了处理速度快或者发文量大的期刊，如果两者能同时满足就最好了。有个MDPI出版社，大家肯定不陌生，它就同时满足上面两个要求。但这类期刊还处于发展过程中，由于是OA的出版模式，丰厚的APC收益驱动出版商发表越来越多的文章，发文量大，导致大家对这类期刊还不能完全认可。由于发文量大，PLoS One、Scientific Reports、甚至Nature的子刊Nature Communications等期刊都有被诟病。投稿这类期刊，需要秉持审慎的态度。还有就是学校的一些奇怪规定也左右了我们投稿期刊的选取。比如，听好几个朋友说到，他们是文科的专业/学校，评职称的时候学校只认可SSCI检索的期刊论文，所以这个专业的师生多去投稿SSCI期刊。而SCI期刊，因为学校学科性质的原因，评职称的时候甚至不认。鼓励多学科交叉融合来创新的信息时代，竟然还有这样奇葩的规定，实在是难以理解。其实政策可以柔和一点，比如规定评职称的论文不能全部是SCI期刊，要有SSCI期刊论文。太过于僵化的政策，长远看，肯定是弊大于利。现在论文越来越多了。评价的尺子，也慢慢从重视数量到数量和质量并重。比如国家基金申请书现在最多只能提供5篇代表作，国家几个部委联合发文“破四唯”，清华大学取消了博士生毕业论文发表的要求，等等。所以大家投稿的时候，不能只考虑现实，只考虑毕业、职称、考核，还是要将眼光放长远。优先考虑领域里代表性的主流期刊，圈子里都认可的期刊，哪怕它的影响因子，它的分区不是那么靠前。其实，文章发表在最适合的地方，才最有可能得到找到它的知音，最有可能和最快地发出它的光和热。
保险合同包括哪些主要内容1、投保人的姓名与住所：明确投保人姓名与住所，是签订保险合同的前提。这里需说明几点：被保险人不是一人时，需在保险合同中一一列明，经保险人核定承保后签发保险单。保险合同中除载明投保人外，若另有被保险人或受益人，还需要加以说明;在货物运输保险中，有特别约定：货物运输保险合同有指示式和不记名两种。在指示式合同中，除记载投保人的姓名外，还有“其他指定人”字样，则可由投保人背书而转让第三人，在无记名式保险合同中，无须记明投保人的姓名，而随保险标的物的转移而同时转让第三人。2、保险标的：保险标的是保险合同当事人双方权利与义务所指的对象，是保险作用的对象，也是可保利益的物质形式。3、保险风险：是保险人对投保人承担损失赔偿责任或保险金给付的风险因素，也必须在合同中一一列明。4、保险价值与保险金额：保险价值是指投保人在投保时保险标的用货币计量的实际价值，保险金额是指保险人对投保标的的承保金额或订入保险合同中的保险价值，它是保险人计算保险费的依据和承担补偿或给付责任的最大限额。5、保险费和保险费率;6、保险赔款或保险金的给付;7、保险期限;8、违约责任与争议处理：违约责任是指保险合同当事人因其过错致使保险合同不能完全履行，或违反保险合同规定的义务而需承担的法律责任。9、保险合同当事人双方的权利和应尽的义务。保险合同主要包括以上几个方面的内容，在签订保险合同时您应当仔细查看以上条款，避免您的合法权益受到侵害。扩展阅读：【保险】怎么买，哪个好，手把手教你避开保险的这些"坑"
社会保险核心就是；国家对人民群众切身利益的保障，有利于社会稳定和国家安定。
论文查重率低好看是从哪个方面来评标？如果是从质量方面来评标的话，那么他一定要是看重你写出论文的一个质量和实用性，或者是有根据性来决定论文的好坏，如果是仅仅从查重性来说，它的查重性低，只能说明这个论文是你的原创更多一点，但并不代表原创就是优秀。
论文的重复率过低，这说明这篇论文是学生自己所写的，很少有借鉴其他的相关内容，在一定程度上会更容易通过的，但是论文的重复率低，并不代表论文写得好，他超过了合理的全职，就意味着论文与现有的研究中缺乏兼容性了
极低的毕比论文重复率真的可以的，你试一试效果。
论文的重复率越低越好呀，现在本科论文，大专论文大都会查重的，一旦查重超过多少就要重新写。重复率越低越好。
Market Risk and Model Risk for a Financial Institution Writing OptionsThe Journal of FinanceVolume 54, Issue 4, Date: August 1999, Pages: 1465-1499T Clifton Green, Stephen FiglewskiAbstract | Full Text: PDF (153K) select this item for viewing How Theories of Financial Intermediation and Corporate Risk-Management Influence Bank Risk-Taking BehaviorFinancial Markets, Institutions & InstrumentsVolume 10, Issue 5, Date: December 2001, Pages: 277-323Michael S PaganoAbstract | Full Text: PDF (204K) select this item for viewing The Importance of Financial Leverage and Risk Aversion in Risk–Management Strategy SelectionAmerican Journal of Agricultural EconomicsVolume 84, Issue 4, Date: November 2002, Pages: 1130-1143Brent A Gloy, Timothy G BakerAbstract | Full Text: PDF (130K) select this item for viewing Economic Capital and Financial Risk Management for Financial Services Firms and Conglomerates by B Porteous and P TapadarJournal of the Royal Statistical Society: Series A (Statistics in Society)Volume 170, Issue 2, Date: March 2007, Pages: 510-510N H BinghamAbstract | References | Full Text: HTML, PDF (45K) select this item for viewing Handling Weather Related Risks Through the Financial Markets: Considerations of Credit Risk, Basis Risk, and HedgingJournal of Risk & InsuranceVolume 74, Issue 2, Date: June 2007, Pages: 319-346Linda L Golden, Mulong Wang, Chuanhou YangAbstract | References | Full Text: HTML, PDF (717K) select this item for viewing Evaluation of Production and Financial Risk: A Stochastic Dominance ApproachCanadian Journal of Agricultural Economics/Revue canadienne d'agroeconomieVolume 35, Issue 1, Date: March 1987, Pages: 109-126John G Lee, John R Ellis, Ronald D LacewellAbstract | References | Full Text: PDF (645K) select this item for viewing Does Financial Distress Risk Drive the Momentum Anomaly?Financial ManagementVolume 37, Issue 3, Date: Autumn 2008, Pages: 461-484Vineet Agarwal, Richard TafflerAbstract | References | Full Text: HTML, PDF (183K) select this item for viewing Does Difference Make a Difference in Financial Planning for Risk?Social Policy & AdministrationVolume 42, Issue 6, Date: December 2008, Pages: 576-592Deborah Quilgars, Anwen Jones, David AbbottAbstract | References | Full Text: HTML, PDF (125K) select this item for viewing Two Classroom Simulations in Financial Risk Management and InsuranceRisk Management and Insurance ReviewVolume 3, Issue 1, Date: March 2000, Pages: 115-124David T RussellAbstract | References | Full Text: PDF (572K) select this item for viewing Financial Globalization, International Business Cycles and Consumption Risk Sharing*Scandinavian Journal of EconomicsVolume 110, Issue 3, Date: September 2008, Pages: 447-471Michael J Artis, Mathias HoffmannAbstract | References | Full Text: HTML, PDF (225K) select this item for viewing Interest Rate Risk Rewards in Stock Returns of Financial Corporations: Evidence from GermanyEuropean Financial ManagementEarly View, Date: July 2008Marc-Gregor Czaja, Hendrik Scholz, Marco WilkensAbstract | References | Full Text: HTML, PDF (195K) select this item for viewing A Unified Approach to Hedging Interest Rate Risk with Financial Futures*Decision SciencesVolume 19, Issue 3, Date: September 1988, Pages: 654-671Jimmy E HilliardAbstract | References | Full Text: PDF (880K)
1 the meaning of financial risk Ye at "small and medium-sized financial risk assessment and control of research" that the financial risk is the possibility of corporate insolvency and shareholders, the proceeds of uncertainty, it is difficult because of enterprise funds, to adopt a different mode of financing brought about by Starting from the analysis of financial risk on its meaning, characteristics and types of content; at this based on the causes of the financial risk to conduct in-depth analysis and detailed research, analysis concludes that the financial risks arising from internal factors and external aspects; in turn, establish a risk awareness, the establishment of an effective risk prevention mechanism; set up and improve the financial management system to meet the financial management of environmental change; set up the financial risk early warning mechanism, strengthen the financial crisis management; improve the scientific level of financial decision-making to prevent due to poor decisions arising from the financial risk; through internal systems to prevent the establishment of binding mechanisms to control and guard against financial risk in five areas of financial risk prevention measures as well as self-insurance, diversification of risk control, risk transfer, risk averse, risk reducing the five Only controlled enterprises to guard against and defuse financial risks, in order to ensure that enterprises in the fierce competition in the market in an invincible 2 The causes of the financial risks(A) external causes 1, the national policy changes brought about by the financing Generally speaking, small and medium-sized production and operation because of A country's economy or monetary policy changes, there may be small and medium-sized production and management, market conditions and financing forms have a certain Beginning in 2007, our country has increased the intensity of macroeconomic regulation and control, the central bank to raise the fourth time the deposit reserve ratio, in particular, are ready to implement the difference between a direct deposit system to make small and medium-sized service-oriented small and medium-sized commercial banks to tighten credit, SMEs First of all, the capital supply disruption, the risk of inviting a lot of financing, SMEs also in urgent need of funds can not be forced to stop production or the scale of 2, bank financing channels for non-financial risks caused by Corporate sources of funds are nothing more than its own funds and external financing in two In various modes of financing, the bank credit is also an important source of funds, but banks in the country's financial policies as well as their own sound system is not under the influence of such circumstances, the general enthusiasm for SME lending is not high, their loans more difficult to increase the the enterprise's financial (B) internal factors one, blind expansion of investment There is a considerable number of conditions are not ripe for the SMEs in the circumstances, only the experience of one-sided pursuit of companies to determine the expansion of the extension, ignore the company's content and core competitiveness, resulting in a major capital investment 2, the investment decision-making For business, the correct selection of industries are the starting point for the survival and development However, some industrial enterprises in the selection process, the often overlooked "industry is a dynamic selection process" concept, should not a keen grasp of industry trends and direction of 3, improper selection of investment Enterprises to make investment decisions, we must give full consideration to qualified partners, reputation, and should have to bear the corresponding 4, less than Lack of SME credit is a common Therefore, small and medium-sized banks to provide loans or investments to small and medium-sized people had to step up investment on human resources in order to improve the quality of information collection and This respect has increased the investment bank or person lending and investment On the other hand also give small and medium enterprises financing Ability to finance capital, to finance the number of funds, the financing of SMEs exist great 2 国内研究现状1财务风险的含义叶华在《中小企业财务风险评价与控制研究》中指出财务风险是企业丧失偿债能力的可能性和股东收益的不确定性, 它是由于企业资金困难, 采取不同的筹资方式而带来的风险。从分析财务风险入手，阐述其含义、特征以及种类等内容；在此基础上对财务风险产生的原因进行深入细致的分析研究，分析总结出财务风险产生的内因和外因诸方面；从而提出树立风险意识，建立有效的风险防范机制；建立和完善财务管理系统，以适应财务管理环境变化；建立财务风险预警机制，加强财务危机管理；提高财务决策的科学化水平，防止因决策失误而产生的财务风险；通过防范内部制度，建立约束机制来控制和防范财务风险五个方面的财务风险防范措施以及自我保险、多元化风险控制、风险转移、风险回避、风险降低五种技术方法。只有控制防范和化解企业财务风险，才能确保企业在激烈的市场竞争中立于不败之地。 2 财务风险的成因（一）外部原因1、国家政策的变化带来的融资风险。一般而言，由于中小企业生产经营不稳定。一国经济或金融政策的变化，都有可能对中小企业生产经营、市场环境和融资形式产生一定的影响。从2007 年开始，我国加大了对宏观经济的调控力度，央行第四次提高存款准备金率，尤其是实行差额准备金制度使直接面向中小企业服务的中小商业银行信贷收紧，中小企业的资金供给首先受阻，融资风险徒增不少，中小企业也因无法得到急需资金而被迫停产或收缩经营规模。2、银行融资渠道不流畅造成的融资风险。企业资金来源无非是自有资金和对外融资两种方式。在各种融资方式中，银行信贷又是重要的资金来源，但是银行在国家金融政策以及自身体制不健全等情况的影响下，普遍对中小企业贷款积极性不高，使其贷款难度加大，增加了企业的财务风险。（二）内部原因1、盲目扩张投资规模。有相当一部分的中小企业在条件不成熟的情况下，仅凭经验判断片面追求公司外延的扩大，忽略了公司内涵和核心竞争力，造成投资时资金的重大浪费。2、投资决策失误。对企业来说，正确的产业选择是生存发展的战略起点。但一些企业在选择产业过程中，往往忽视了“产业选择是一个动态过程”的观念，不能敏锐地把握产业演变的趋势和方向。3、投资合作伙伴选择不当。企业在做出投资决策时，一定要充分考虑合作伙伴的资质、信誉，并应具备承担相应风险能力。4、诚信不足。中小企业信用不足是一个普遍现象。因此，银行要向中小企业提供贷款或投资人要向中小企业进行投资就不得不加大人力资源的投入以提高信息的收集和质量分析。这一方面加大了银行或投资人的贷款和投资成本。另一方面也给中小企业的融资带来困难。能否融通到资金，能融通到多少资金，中小企业的融资存在很大的不确性。