金融毕业论文中英互译

China's state-owned commercial banks of Global Business Development Strategies Abstract: In this paper, the state-owned commercial banks in overseas business development process of the review, based on state-owned commercial banks to expand overseas business problems for analysis. In theory and statistical analysis based on state-owned commercial banks from the actual situation, understand the state-owned commercial banks to expand overseas business problems, problems for its appropriate development strategy proposed by the following: deepening the reform of banking systems to meet competition the need to seize the opportunity to control risk, strengthening personnel team 建设, the government should go out of state-owned commercial banks to support strategies, Jiji develop their business scope, Zhu Zhong marketing, establish and improve the financial legal system, strengthen financial regulation. Key words: state-owned commercial banks; overseas business; Strategy

开办农户小额信用贷款，是我国农村信用社信贷管理制度的一项重大的改革，是解决农民贷款难和农信社难贷款问题的有效途径。小额信贷在试点中取得了瞩目的成绩，但也存在着一些问题和挑战。我们应该总结我国已有的实践经验，构建适合我国的小额信贷制度。小额信用贷款的发放效果最终如何,不仅直接影响到党和国家对农村金融支持措施的落实效果，而且也影响到农村信用社的持续发展和深化改革。因此，有必要对小额信用贷款进行研究和总结，以更好地指导实际工作，使该贷款的政策性和经营性更好地融合。这对于引导农村资金回流，解决农户贷款难问题，发展农村经济，促进农民增收，具有重大的现实意义。另外，还借鉴外国设立小额信贷的经验，在政府的大力支持下，提供制度保障和技术支持，使其得到快速发展，使农民脱离贫困，农村信用社也可以得到良好发展的“双赢”局面。 Small credit loans for farmers, rural credit cooperatives in China credit management system of a major reform is difficult to solve the farmers loans and loans of rural credit cooperatives difficult effective way. Microcredit in the pilot of the attention has been achieved, but there are still some problems and challenges. We should sum up the practical experience of China has constructed with China's microcredit system. Micro-credit loans to the release of final results, not only directly affect the party and the country's rural financial measures to support the implementation of results, but also on the sustainable development of rural credit cooperatives and deepening reform. Therefore, it is necessary to small credit loans for research and concluded that in order to better guide the actual work, so that the loan policy and management of better integration. This guide the rural financial return, farmers loans to solve difficult problems, develop the rural economy, promote peasants to increase income, is of great practical significance. In addition, the establishment of micro-credit from foreign experience in the Government's strong support of the system to provide protection and technical support for their rapid development, so that the farmers out of poverty, rural credit cooperatives can also be a good development a "win-win" situation .

China's state-owned commercial Banks overseas business development countermeasure analysedAbstract: based on the state-owned commercial Banks of our country overseas business development, through the review of our state-owned commercial Banks overseas business development facing problems were analyzed. In theory, and the relevant information on the basis of analysis of the state-owned commercial Banks of our country, from the actual situation of state-owned commercial Banks, understand business overseas, aimed at the problems facing the problem put forward the following the corresponding development strategy: deepening the reform, the bank needs to grasp the opportunity, international competition, risk control, strengthening the construction of the talents, the government will go out of state-owned commercial Banks, actively develop strategic support to marketing, business scope, establish and perfect the legal system, strengthen financial financial : state-owned commercial Banks, Overseas business, countermeasures

Abstract:The real estate class loan has become a most important founds of a bank; its loan quality will have the profound influence to banking industry's profit and the risk condition. Our country real estate market financing by bank indirect financing primarily, the market risk concentrates excessively in the bank system, take the Guiyang Jinyang newly developed area for example, its real estate market superheat, the house price increase scope is big, has certain market risk; The fluidity too much accumulated the more and more many real estate froth; “False mortgage” and so on operation risk also wide range existences; Moreover, continues the interest on futures 2006 to 2007 to cause the home-buyer each month of payment pressure to increase causes individual violation risk rise, but in 2008 because loan crisis affect, the central bank reduces the interest rate continuously, although is advantageous in the jinyang newly developed area real estate market changes for the better, but this international financial crisis brings the indefinite influence is still should adopt the measure suppression credit impulse, the standard loan behavior; the perfect internal control strengthens exterior supervising and managing; and uses the financial innovation dispersible bank risk. Key words: Jinyang newly developed area real estate market housing mortgage loan risk guard finance innovation