学位论文摘要的译文质量控制

Abstract:Real estate loan has become one of the important bank assets, whose loan quality will make an deep impact on the earnings and risk conditions of banking industry. Centered on the indirect banking finance, our domestic real estate market financing risks are excessively concentrated on the banking system. Let's take Jinyang New Area of Guiyang for example, the real estate market is overheated with a relatively great housing price rise，which will inevitably causes a certain degree of risks.Liquidity surplus accumulate increasingly more real estate bubble, and Operational risks like "Fake Mortgage" can be found everywhere. Moreover, the continuous bank interest rises between 2006 and 2007 boost more monthly payment pressure toward consumers and meanwhile raise the personal defaulty risks. With the influence of financial crisis of this year and the continuous interest reduction of central bank,the real estate market of Jinyang Area is turning for the better, but the uncertain affactions the crisis brings to us are still not optimistic. It's time for us to take active measures to restrain loan impulsivity,regulate loan activities, complete internal control, strengthen external inspection and at the same time to disperse banking risk through financial innovation.Key words: Jinyang New Area; Real Estate Market;Housing Mortgage Loan; Risk Precaution; Financial Innovation

Abstract In recent years, with the construction of new urban areas and the acceleration of urban redevelopment, a large number of houses completed and put into use. These houses in the use of functional and quality will improve over the previous few years, the urban construction and raising the level of the people live and make a contribution. However, the construction quality of the product not only by the construction, design, construction, property management and other factors, but also by the quality of personnel, material quality, geological conditions, climate, time, and many other complex factors. From the all-round quality of the five factors affecting the project that people, materials, machinery (Machine), methods and environmental analysis of five areas discussed, while the whole process of construction of the Project at all stages of the design phase, bidding phase, construction phase (construction Preparation phase of quality control, quality control of the construction process) and completion of a sub-item on each and every process in the construction process management methods of quality control, quality inspection requirements, precautions, preventive measures such as quality problems to conduct a comprehensive Discussed, and proposed methods of quality control management and control points, the quality of the entire construction project to achieve the established objectives. Keywords: engineering; quality; projects; construction; acceptance; quality standards; technical measures; products.

呵呵 老兄啊 直接整个一百 然后每追加也耀眼啊 哈哈Abstract:The real estate class loan has become a most important founds of a bank, its loan quality will have the profound influence to banking industry's profit and the risk condition. Our country real estate market financing by bank indirect financing primarily, the market risk concentrates excessively in the bank system, take the Guiyang Jinyang newly developed area for example, its real estate market superheat, the house price increase scope is big, has certain market risk; The fluidity too much accumulated the more and more many real estate froth; “False mortgage” and so on operation risk also wide range existences; Moreover, continues the interest on futures 2006 to 2007 to cause the home-buyer each month of payment pressure to increase causes individual violation risk rise, but in 2008 because loan crisis affect, the central bank reduces the interest rate continuously, although is advantageous in the jinyang newly developed area real estate market changes for the better, but this international financial crisis brings the indefinite influence is still unoptimistic.We should adopt the measure suppression credit impulse, the standard loan behavior; The perfect internal control, strengthens exterior supervising and managing; And uses the financial innovation dispersible bank risk. Key words: Jinyang newly developed area real estate market housing mortgage loan risk guard finance innovation